{"id":5008,"date":"2024-08-28T23:12:28","date_gmt":"2024-08-28T21:12:28","guid":{"rendered":"https:\/\/www.lrob.fr\/?p=5008"},"modified":"2024-09-12T12:10:29","modified_gmt":"2024-09-12T10:10:29","slug":"increase-in-urssaf-contributions-for-2025-ae-ei","status":"publish","type":"post","link":"https:\/\/www.lrob.fr\/en\/blog\/news\/hausse-de-cotisations-urssaf-pour-2025-ae-ei\/","title":{"rendered":"Increase in URSSAF contributions for 2025 (AE\/EI)"},"content":{"rendered":"<p>A <a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000049620955\" target=\"_blank\" rel=\"noopener\">decree of May 30, 2024<\/a> fixes since July 1 the increase in contributions for 2025 for BNC (and Cipav). For better social protection. Auto-entrepreneurs (and EI): get ready.<\/p>\n\n\n\n<p>As indicated in this first news item :<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size\">This concerns auto-entrepreneurs affiliated to the general Social Security scheme and declaring their sales in the BNC category. The aim is to guarantee their supplementary pension rights.<\/p>\n<cite>Source : <a href=\"https:\/\/www.autoentrepreneur.urssaf.fr\/portail\/accueil\/sinformer-sur-le-statut\/toutes-les-actualites\/evolution-des-taux-de-cotisation.html\" target=\"_blank\" rel=\"noopener\">autoentrepreneur.urssaf.fr<\/a><\/cite><\/blockquote>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-2-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-52009084 wp-block-group-is-layout-constrained\" style=\"border-width:1px;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<p>An e-mail from URSSAF on August 28 informs us of changes in the overall contribution rate.<\/p>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Scroll down to see the mail<\/summary>\n<p>Hello,<\/p>\n\n\n\n<p>You are an auto-entrepreneur in the crafts, trades or unregulated liberal professions, and you declare your sales as non-commercial profits (BNC).<\/p>\n\n\n\n<p>Each month or quarter, you pay social security contributions calculated according to a global contribution rate applied to your sales.<\/p>\n\n\n\n<p>Please note that from July 1, 2024, this overall contribution rate of 21.1 % will increase progressively over three years, as shown in this table (excluding Acre beneficiaries and auto-entrepreneurs working in overseas France), according to the following schedule:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Year<\/strong><\/td><td><strong>Period<\/strong><\/td><td><strong>Overall rate<\/strong><\/td><\/tr><tr><td>2024<\/td><td>from July 1 to December 31, 2024<\/td><td>23.1 %<\/td><\/tr><tr><td>2025<\/td><td>from January 1 to December 31, 2025<\/td><td>24.6 %<\/td><\/tr><tr><td>2026<\/td><td>from January 1, 2026<\/td><td>26.1 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Why does your rate increase?<\/strong><strong>&nbsp;<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>Your rate increases to enable you to acquire rights to the supplementary pension for self-employed workers, and thus benefit from enhanced social protection.<\/p>\n\n\n\n<p><strong>Qu<\/strong><strong>'<\/strong><strong>is the supplementary pension for self-employed workers<\/strong><strong>&nbsp;<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>The supplementary pension for the self-employed is an essential complement to your basic pension. By paying monthly or quarterly contributions, you accumulate points, which will be converted into pension rights when the time comes.<\/p>\n\n\n\n<p><strong>You benefit from<\/strong><strong>'<\/strong><strong>Acre or you do business overseas<\/strong><strong>&nbsp;<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>If you are a beneficiary of Acre or if you work overseas, we invite you to consult your new contribution rate on the following pages <a href=\"https:\/\/www.autoentrepreneur.urssaf.fr\/portail\/accueil\/sinformer-sur-le-statut\/lessentiel-du-statut.html#vous-etes-auto-entrepreneur-dans\" target=\"_blank\" rel=\"noopener\">Status essentials - Autoentrepreneur.urssaf.fr<\/a>.<\/p>\n\n\n\n<p><strong>Good to know<\/strong><\/p>\n\n\n\n<p>For your supplementary pension entitlements prior to July 1, 2024, the public authorities are in the process of defining a system that will enable you to make retroactive contributions and acquire entitlements if you so wish.<\/p>\n\n\n\n<p><strong>One question<\/strong><strong>&nbsp;<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>You'll find all the information you need about :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>social security contributions for auto-entrepreneurs on the website <a href=\"https:\/\/www.autoentrepreneur.urssaf.fr\/portail\/accueil.html\" target=\"_blank\" rel=\"noopener\">Home - Autoentrepreneur.urssaf.fr<\/a>,<\/li>\n\n\n\n<li>the supplementary pension for self-employed workers by visiting the website <a href=\"http:\/\/www.lassuranceretraite.fr\" target=\"_blank\" rel=\"noopener\">www.lassuranceretraite.fr<\/a>.<\/li>\n<\/ul>\n\n\n\n<p>Urssaf is at your disposal for any further information.<\/p>\n\n\n\n<p>Best regards.<\/p>\n<\/details>\n<\/div>\n\n\n\n<p>This confirms the information given on July 10 <a href=\"https:\/\/www.urssaf.fr\/accueil\/actualites\/taux-cotisations-autoentrepeneur.html\" target=\"_blank\" rel=\"noopener\">on the official website<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Summary of increases<\/h2>\n\n\n\n<p>\ud83d\udfe2 2024, from July 1 to December 31, 2024: 23.1 %<br>\ud83d\udcc8 2025, from January 1 to December 31, 2025: 24.6 %<br>\ud83d\udcc8 2026, from January 1, 2026: 26.1 %<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why is the rate increasing?<\/strong><\/h2>\n\n\n\n<p>URSSAF explains in the e-mail:<\/p>\n\n\n\n<p>\"Your rate increases to enable you to acquire supplementary pension rights for self-employed workers and thus benefit from enhanced social protection.\"<\/p>\n\n\n\n<p>And on the website :<\/p>\n\n\n\n<p>\"The supplementary pension is an essential complement to the basic pension. Thanks to the contributions they pay, auto-entrepreneurs will now be able to accumulate points that will be converted into pension rights when the time comes, ensuring greater long-term financial security.\"<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Adapt<\/h2>\n\n\n\n<p>\ud83d\udca1 Remember to :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adapt your contribution calculation grids<\/li>\n\n\n\n<li>If necessary, adapt your pricing structure<\/li>\n\n\n\n<li>Re-evaluate the relevance of a change to SARL\/EURL and derivatives<\/li>\n\n\n\n<li>Don't be fooled by any phishing campaigns (fake e-mails asking for personal information or redirecting you to fake sites) that may follow this announcement.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>Not necessarily the best news for back-to-school...<\/p>\n\n\n\n<p>But let's look on the bright side:<br>There's still a chance we'll get a pension. \ud83e\udd1e<br>(yes, yes, we believe it...)<\/p>\n\n\n\n<p>\u2014\u2014\u2014\u2013<\/p>\n\n\n\n<p>I'm Robin Labadie, web host and WordPress specialist.<\/p>\n\n\n\n<p>Looking for the best for your web projects?<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lrob.fr\/en\/contact\/\">Please contact me!<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Un d\u00e9cret du 30 Mai 2024 fixe depuis le 1er Juillet l&rsquo;augmentation des cotisations pour 2025 pour les BNC (et Cipav). Pour une meilleure protection sociale. Auto-entrepreneurs (et EI) : pr\u00e9parez-vous. Comme indiqu\u00e9 dans cette premi\u00e8re actualit\u00e9 : Cela concerne les auto-entrepreneurs affili\u00e9s au r\u00e9gime g\u00e9n\u00e9ral de la S\u00e9curit\u00e9 sociale et d\u00e9clarant leur chiffre d\u2019affaires [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5157,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-5008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/posts\/5008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/comments?post=5008"}],"version-history":[{"count":2,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/posts\/5008\/revisions"}],"predecessor-version":[{"id":5281,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/posts\/5008\/revisions\/5281"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/media\/5157"}],"wp:attachment":[{"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/media?parent=5008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/categories?post=5008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lrob.fr\/en\/wp-json\/wp\/v2\/tags?post=5008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}